the Employee Homeownership Benefit
When employees succeed,
Organizations succeed.
We are here to help your employees achieve homeownership and build financial stability because when the tide rises, all boats rise with it.
the benefit highlights
A professionally managed homeownership resource that gives employees education, personalized guidance, valuable assessments to available down payment assistance programs, and access to a $1,000 credit toward eligible closing costs—at no cost to your organization.
Mortgage Readiness Review
We assess where they are today and create a plan to help them become mortgage ready.
homebuyer education & guidance
Step-by-step education and resources to build knowledge and confidence.
financing
options
Explore a variety of loan programs to find the right fit for their unique situation.
$1,000 lender credit & contributions
Eligible employees receive a $1,000 lender credit, plus any additional homeownership contributions offered by their employer.
pre-qualificiation / pre-approval
Get clarity on what they can afford and strengthen their position when they’re ready to make a move.
refinance guidance & ongoing support
Support does not stop at closing. We’re here for refinancing options and questions throughout their homeownership journey.
Beyond the Benefit
EMPLOYEES THRIVE
Homeownership improves financial health, reduces stress, and builds long-term security.
CULTURE GROWS
Meaningful benefits strengthen engagement, loyalty, and a sense of belonging.
ORGANIZATIONS WIN
Stronger employees lead to lower turnover and a more productive, resilient workforce.
How the Benefit Works
Simple for the employer. Personal for the employee.
Share
Your organization shares the Program through its employee communication channels.
enroll
Interested employees opt-in through a dedicated enrollment page.
personalize
Each enrolled employee receives guidance based on their goals, timing, and current position.
support
Support continues as they prepare, purchase, refinance, or revisit their plans.
Homeownership changes lives.
your support can make it possible.
Many employees want to own a home but don’t know where to start or what’s possible. This benefit removes the guesswork and provides the guidance they can trust.
Participation is optional. There is no obligation to enroll. There is no obligation to apply or obtain a mortgage. The $1,000 lender credit is subject to eligibility, loan terms and applicable requirements. This is not a commitment to lend. All loans are subject to credit approval.
Ariana Dwyer | Innovative Mortgage Services 