for Savannah-chatham county public school system
educators & staff
Your Homeownership Benefit
Whether you are preparing to buy, ready now, or already own a home, you have a dedicated mortgage resource and a clear next step.
the benefit highlights
A dedicated homeownership resource for Savannah-Chatham County Public School System educators and staff—offering practical guidance, an eligibility review for available down payment assistance, and a $1,000 credit toward eligible closing costs.
Mortgage Readiness Review
Review your credit, income, savings, and next steps with a plan built around your goals.
homebuyer education & guidance
Straightforward guidance that makes the mortgage and homebuying process easier to understand.
down payment assistance & financing options
Explore a variety of loan programs and eligible down payment and closing cost assistance to find the right fit for their unique situation.
$1,000 lender credit & contributions
Eligible borrowers receive a $1,000 lender credit toward closing costs when financing through the Program.
pre-qualificiation / pre-approval
Understand your purchasing power and prepare to shop when the time is right.
refinance guidance & ongoing support
Support continues after closing with refinance reviews and answers as your needs change.
DOWN PAYMENT ASSISTANCE
Your path home may require less upfront than you think.
Available programs may help eligible Georgia buyers with down payment and closing costs. We review your income, household, purchase plans, credit profile, and property details to identify options that fit.
ASSISTANCE OPTIONS
Explore eligible state, local, and loan-program assistance based on your specific purchase.
COMBINE AVAILABLE SUPPORT
Where permitted, assistance may be paired with the $1,000 lender credit toward eligible closing costs.
PERSONAL ELIGIBILITY REVIEW
Receive a clear explanation of what may fit, what is required, and what to do next.
How to Get Started
Simple to begin. Personal to you.
start
Complete the readiness questionnaire when you are ready to explore your options.
personalize
Receive guidance based on your goals, timing, and current position.
support
Return for support as you prepare, purchase, refinance, or revisit your plans.
Your next step can start here.
A clear starting point,
built around you.
Answer a few questions about where you are today. Your responses help identify the most useful next step—without requiring a credit application.
Participation is optional. There is no obligation to enroll. There is no obligation to apply or obtain a mortgage. The $1,000 lender credit is subject to eligibility, loan terms and applicable requirements. This is not a commitment to lend. All loans are subject to credit approval.
